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4300 Refusal by a primary insurer to settle within policy limits, even if unreasonable, did not result in a loss to the insured if the matter was eventually settled by the primary and excess insurers without payment from the insured personally, so the insured has no right to which the excess insurer could be subrogated for the recovery of damages from the primary insurer.CitationRLI v CNA (Bad Faith Subrogation) 141 CA4 75 [See: Comunale v Traders 50 C2 654; Hamilton v Maryland Cas 27 C4 718, T/AT 4/02; Wolkowitz v Redland 112 CA4 154, T/AT 11/03; USAA v Alaska Ins 94 CA4 638, T/AT 2/02; Fortman v Safeco 221 CA3 1394; Auto Equity v Superior Court 57 C2 450]
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