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4271 An insurer may be liable for misrepresentations regarding coverage made by its agents; if the policy does not contain the coverage for which the insured bargained, the insurer's refusal to defend cannot lead to liability for breach of contract or bad faith, but the insured can maintain an action for reformation; allegations that an insurer made a practice of selling to used car dealers policies that apply only to new car sales may support an action under the Unfair Competition Law, subject to damage requirements imposed by Proposition 64.CitationR & B v FARMERS (Lemon Law Buyback) 140 CA4 327 [See: CivC 1790 etseq, 339; B&PC 17200; Butcher v Truck Ins Exch 77 CA4 1442, T/AT 3/00; Tran v Farmers 104 CA4 1202, T/AT 1/03] 791, T/AT 11/03; Powerine v Superior Court 37 C4 377, T/AT 10/05; County of SD v Ace 37 C4 406, T/AT 10/05]
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