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1915 REVIEW DENIED An insurer has no common law duty to inform prospective insureds about its formula for calculating rates or dividends; an administrative agency does not have the power to establish duties of care; violation of statute, ordinance, or regulation may raise a presumption of failure to exercise due care, but does not establish the existence of a duty.CitationCALIFORNIA SERVICE v AMERICAN HOME (Dividend Calculation) 62 CA4 1166 [See: EvC 669; 40 CCR 2505; Gibson v GEICO 162 CA3 441; Kindt v Kauffman 57 CA3 845; Ewing v Cloverleaf 20 C3 389; Sierra-Bay v Superior Court 227 CA3 318; Crusader v Scottsdale 54 CA4 121, T/AT 6/97; Bily v Arthur Young 3 C4 370, T/AT 11/92; State Bd of Ed v Honig 13 CA4 720]
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