P0332 REVIEW DENIED Interpreting an applicable Nevada statute providing that a credit card holder's "actual use" of a credit card after receiving notice of a change in terms constitutes acceptance of the changed term, the California court found that failure to make immediate payment on a pre-exiting balance was not "actual use" and did not constitute acceptance of the changed term.CitationSHEA v HOUSEHOLD BANK (Unilateral Change) 105 CA4 85 [See: Szetela v Discover Bank 97 CA4 1094, P/AT 5/02; Mandel v Household Bank 105 CA4 75, P/AT 3/03]
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