2429 If a policy issued by insurer #1 provides that it is liable only for a portion of the loss based on a ratio between its limit and all available insurance, and a policy issued by insurer #2 provides that it is liable only for the excess after exhausting all other insurance, insurer #1 is liable up to the full amount of its limit, and insurer #2 is liable only for sums in excess of insurer #1's limit.CitationAMERICAN CONTINENTAL v AMERICAN CAS (Excess Pro-rata) 73 CA4 508 [See: Fireman's v Maryland Cas 65 CA4 1279, T/AT 9/98]
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