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4923 Statutory and public policy limitations on bank’s ability to offset a depositor’s credit card debts by charging their accounts which were funded by SSI and unemployment compensation payments do not apply to prevent banks from claiming offsets for overdrafts and insufficient funds fees related to those overdrafts.CitationMILLER v BANK OF AMERICA (Direct Deposit) 46 C4 630 [See: FinC 864; Miller v B of A (RevGrtd) 144 CA4 1301, T/AT 12/06; Kruger v Wells Fargo 11 C3 352; Lopez v Washington Mut 302 F3 900]
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