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4841 REVIEW DENIED Civil Code section 1785.31, which was not expressly exempted from pre-emption by the federal Fair Credit Reporting Act, is a procedural rule for enforcement of section 1785.25, which was expressly exempted from pre-emption by the federal Act, so state actions authorized by section 1785.31 are not precluded by federal law.CitationSANAI v SALTZ (Credit Report) 170 CA4 746 [See: CivC 1785.25, 1785.31; 15 USC 1681 etseq; Lin v Universal 238 FS2 1147; Liceaga v Debt Recovery 169 CA4 901; Gorman v Wolpoff 2009 USAppLEX 585; Riegel v Medtronic 128 SCt 999]
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