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3782 Under a homeowner's policy that excluded loss caused by dry rot, but included loss caused by collapse resulting from hidden decay, the "dry rot" exclusion eliminated coverage for damage caused by water-bearing fungus, but the provision covering collapse resulting from "hidden decay" restored the coverage; coverage for "collapse" does not include imminent collapse, but whether a window falling out and a floor giving way was a collapse is a question of fact.CitationJORDAN v ALLSTATE (Hidden Decay) 116 CA4 1206 [See: Bank of the West v Superior Court 2 C4 1254, T/AT 9/92; EMMI v Zurich 32 C4 465, T/AT 3/04]
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