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1703 REVIEW DENIED An insurer and its agent do not have a duty to advise an insured to buy additional or different insurance coverage, unless (a) the agent misrepresents the nature, extent or scope of the coverage being offered or provided; or (b) the insured requests or inquires about a particular type or extent of coverage; or (c) the agent assumes an additional duty by either express agreement or by holding him/herself out as having expertise in a given field.CitationFITZPATRICK v HAYES (Underinsured Underinsured) 57 CA4 916 [See: Gibson v Government Employees 162 CA3 441; Pabitzky v Frager 164 CA3 401; Jones v Grewe 189 CA3 950; Ahern v Dillenback 1 CA4 36, Westrick v State Farm 137 CA3 685; Free v Republic 8 CA4 1726, T/AT 11/92; Kurtz... v Insurance Communications 12 CA4 1249, T/AT 4/93; Desai v Farmers 47 CA4 1110, T/AT 9/96; Paper Savers v Nacsa 51 CA4 1090, T/AT 1/97]
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