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4637 REVIEW DENIED If a default judgment against an insured results from the insured’s failure to notify its insurer of the action against it, the insurer is liable on the judgment unless it suffered actual, substantial prejudice, which would require a showing that there was a substantial likelihood the trier of fact would have found in the insured's favor had the insurer been able to defend.CitationBELZ v CLARENDON AMERICA (Insured’s Default) 158 CA4 615 [See: InsC 11580; Shafer v Berger, Kahn 107 CA4 54, T/AT 4/03; Campbell v Allstate 60 C2 303; Billington v Interinsurance 71 C2 728; Shell v Winterthur 12 CA4 715, T/AT 3/93]
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