4473 The California UCC displaces any common law duty a bank otherwise would have regarding transfers from the accounts of depositors; compliance with UCC notice procedures regarding transfers does not require formulaic language but depends on whether, under all of the relevant circumstances, a reasonable bank would understand from the customer's communication that the customer was objecting to what the bank had done.CitationZENGEN v COMERICA (Unauthorized Transfers) 41 C4 239 [See: CA UCC 11101 etseq; Zengen v Comerica Bank (RevGrtd) 137 CA4 861, T/AT 4/06; Casey v US Bank 127 CA4 1138, T/AT 5/05]
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