Case Summary

5043 Insurance provision excluding coverage for intentional torts by an insured when read together with a severability clause that provides the insurance applies separately to each insured creates an ambiguity; as a result, a claim based on negligent supervision by one insured is covered under the policy even when the harm resulted from the intentional act of another insured.

MINKLER v SAFECO INS CO OF AMERICA (Insurance Severability Clause) 49 C4 315 [See Minkler v Safeco Ins, 561 F3 1033 (9th Cir); Bjork v State Farm Fire & Cas, 157 CA4 1 (Rev Den), T/AT 12/2007; Calif. Casualty Ins v Northland Ins, 48 CA4 1682, T/AT 10/1996]