Case Summary

5010 REVIEW DENIED. Where a developer was named as an additional insured in a subcontractor's insurance policy that included a self-insured retention provision (SIR), which required the subcontractor to pay a portion of damages before coverage or the duty to defend could be triggered, the insurer properly denied coverage after the developer, rather than the subcontractor, paid the SIR for a claim.

FORECAST HOMES v STEADFAST INS CO (Additional Insured) 181 CA4 1466 REV DENIED [See City of Oxnard v Twin City Fire Ins Co 37 CA4 1072]